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(#2) Shrugging Off A Bullet To The Chest
From Redditor /u/_PM_ME_WEIRD_S**T_:
I used to repo cars in the past. I've had guns pulled on me a few times. My old boss told me that if they don't come out shooting, they probably aren't going to shoot you. It's been pretty true.
My buddy had an owner run up to his truck, put a gun in his window, and [shoot] him once in the chest. My friend is a big guy, so he took it pretty well. He just hit the gas and took off.
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(#8) Quick Reactions Can Save Your Life
From a Redditor:
Craziest one. I was doing a solo contract on a $120k motor home, I had a set of keys so I figured [it would be] a quick in and out job and it was, got in and out in 5 minutes.
So I'm cruising back to the lot to return it, a 20 mile jaunt, and about 5 miles into the trip [I'm] jamming on some music and I [feel] a cold gun barrel against the back of my ear... Some old dude said pull over or I'm dead and instinct kicked in, I slammed on the brakes and dude slams into the dash and windshield and ends up shooting himself in the gut during the brake test and dies.
Turns out it was some dude frogging the owner's wife in his motor home, so she gets busted and her hubby loses his motor home in one night. Good times, crazy people.
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(#9) People Shoot At You A Lot
From Redditor /u/DocOcarina:
Guy had just pulled out of the driveway with a debtor's truck, and the debtor charged out with a rifle and shot at him. The driver dove out of the truck and called the police, and the debtor was arrested. A couple of weeks later, we got a call from the debtor that he had paid off his truck and got it back, but he wanted to report damage to the vehicle caused by the driver. The damage? A bullet hole.
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(#7) People Will Go To Great Lengths To Get Out Of Paying
From Redditor /u/starchaser57:
This is my all-time favorite repo story. Years ago we had a customer that took out a loan for a vehicle. In the beginning this customer paid very well but all of a sudden her payments kept getting further and further behind [until] she was way behind and in trouble. She called the manager to talk to him about what she could do, and told my manager that her son had heart problems and was in a local hospital that specializes in children.
We worked out something for her but she still did not make payments. She came into the office when the other lady and I were the only two there. She told us all about her son's illness and that he may need heart surgery. Her son wasn't even school-age. We'd seen that child. He had come into the office with his mother more than once. We were heartbroken for this lady. She was crying and we were crying with her. I asked if [she would] like my church to pray for her child and her family. She said she would.
Although no names [were] used, a person we knew thought they recognize[d] the family. He went to speak to the family. Later he told me that he must've been wrong because the child of the family he knew was perfectly well.
When he told me the name of the family he went to, I knew that was my customer. She had been lying to us about that child this entire time. Not only was that child not in the hospital, but he had never been sick. Her husband didn't know she even had this loan. He certainly did not know that his son was being used as an excuse for not paying this loan.
My repo company repossessed that car on the parking lot of Toys ["R"] Us on Christmas Eve. It had Santa Claus in the backseat. I still think about that stupid woman and I wonder if she and her then husband are even still married.
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(#4) It Can Be A Deadly Job
From Redditor /u/Fantapants42:
I baby sat for a man who worked in a repo job and one of the worst stories he had involved this lady going crazy. So one of his coworkers was called out to repo a woman's truck. The man gets there [and] starts hooking up chains and all the equipment.
The lady comes running out of her office, jumps in the truck and speeds off. Little did she know... the repo man had accidentally chained himself to the back of the truck. She drug him for almost a mile and ended up killing him.
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(#14) Even Elderly Women Can Be Frightening
From a Redditor:
My funniest one was me doing a contract on a nice Caddy Seville, not even 6 months into the loan to some lady. So I find it and am trying to get into the car as the key I had [was] not working, and next thing I know I hear in a frail old lady voice “freeze you b*stard.” I turn my head to see a [5-foot-tall], 100 year old lady with a huge revolver shaking to even hold it.
I talked her down to the point [where she said], "oh screw it, take it," [gave] me the gun and [went] back in the house, then [came] back with the keys and some cookies. And yes the cookies were awesome.
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About This Tool
What should be clear is that the job to take things from people who are not paying for them is not always interesting. If the debtor fails to fulfill its contractual obligations, security interest holders in all 50 American states generally have the right to repossess the goods. Repo men and women have to deal with this seemingly simple task every day that is often arduous and dangerous. Some debtors may be violent, which forces repo men to take precautionary measures to repossess purchases and protect themselves.
The random tool shares 15 true stories of repo men that will let you know more about these bizarre jobs, it is normal that quite a few repo men have exhibited rather callous behavior.
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