Random Grand Theft Auto Fan Theories That'll Blow Your Mind (12 items)

(#9) The Protagonists of Grand Theft Auto V Represent Physical Forms of Money
Redditor Choppy_LaStatch explained why they think Trevor, Michael, and Franklin are representative of “Gold, Silver and the Greenback, respectively.” He points out that Rockstar Games stated during a GTA V press conference leading up to the game's release that a large focus of the game will be money. From the color that covers the screen when each character’s special ability is activated (Franklin/Green, Trevor/Gold, and Michael/Silver), to other details, like Michael having a few silver hairs and enjoying black and white films. It’s really well-thought out, and the theory isn’t limited to color schemes. It touches on the characters’ personalities as well.
(#6) Insurance Companies Are Constantly Monitoring People’s Heartbeats And Locations
This superb theory by gallagher222 begins by pointing out that killing a civilian in GTA gets an immediate one-star rating – even when you’ve murdered a civilian with no witnesses. The police are alerted even if there’s nobody there to report it, so this idea suggests that life insurance companies monitor their clients’ vital signs and whereabouts through some sort of tracking chip implanted in their bodies. It goes more in depth, but the gist of it is a heck of an idea.
(#3) The Epsilon Group Is A Spoof On Scientology

At this point, saying Epsilon Group is a spoof on scientology is more of a unconfirmed fact than a ridiculous fan theory, but nevertheless, it is still interesting. Rockstar Games even went as far as to release a hilarious parody site ahead of the game's release. It might not be the most conventional piece of marketing out there but it is certainly unique to the irreverent game developer.
The over-the-top spoof website is not shy about asking for money and even has a comical tagline: "Many have been called. Five have been chosen."
(#5) One GTA V Plot Point Was Written Solely to Encourage Fan Theories

Could GTA V have been indulging the conspiracy theorists? Redditor Black_Hipster points out the rumors and secrets in the GTA series, from Bigfoot and aliens to Ratman and haunted warehouses. This user also notes that occasionally the game features characters who are big into conspiracy theories, particularly on radio stations.
The belief here is that Rockstar poked fun at that fan base by incorporating the Mount Chiliad mystery into GTA V. There are ghosts and alien spaceships in the sky, but seemingly no order to the things connected to Mount Chiliad. This user believes that was intentional, to get theorists like himself discussing, debating, and reading about conspiracy theories.
(#10) You’re Never Driving Over the Speed Limit
Gamers regularly wonder why the police officers in the game won’t chase you down for poor driving when you’re blazing up and down roads at a high rate of speed. This theory’s creator suggests that In the GTA universe, every second is one minute, hence why the day turns to night so quickly when playing the game. He says that in actuality you’re driving slowly, which is why coppers never chance after you.
(#4) Some Rockstar Games Are Set in the Same Universe as GTA

Redditor DrTatertots suggests that it essentially boils down like this.
Red Dead Revolver = the 1880s
Red Dead Redemption = 1911
L.A. Noir = 1947
They point out that GTA has multiple universes – 2D (GTA and GTA 2), 3D (GTA 3 and its spin-offs) and HD (GTA IV and GTA V). Red Dead Redemption is tied to HD, through the "Red Dead" book seen in GTA V. They further support this point with great notes such as the fact that Bullworth Academy from the video game Bully is mentioned on the radio in GTA IV.